GMI Brokerage Corp.
Phone: 212-671-2562

Professional Liability

Best Commercial General Liability Insurance

Whether your business is large and well established or you are just starting out, it is important to make sure it has all the necessary protections in place. For many businesses, general liability insurance is a key piece of that protection. Learning about this type of insurance and how it can help you is very important. In addition, learning about the costs and how you can save money on your commercial general liability policy will benefit you today and down the road.

Here at GMI Brokerage Corp. we provide businesses throughout New York, New Jersey and Connecticut with access to the best general liability insurance policies. We work with all the top insurance companies, compare the policies and prices, and recommend the best option based on your unique situation. This can save you a lot of time while keeping your premiums low and your coverage high. Before you make any decisions, however, it is good to learn a little bit about what commercial general liability insurance is and why you need it.

Types of General Liability Insurance

There are quite a few different types of commercial general liability insurance to choose from depending on your needs. Whether you just need one or you get a package that covers a variety of things, it is essential to take the time to learn what coverage you will require. The following are two options when buying this type of insurance.

  • Contractor Insurance – Many contractors will only require the general liability insurance that doesn’t cover property, payroll or other things. Contractors can benefit from this coverage in the event that something goes wrong with the work they completed.
  • Part of a Business Owners Policy – You can also add general liability insurance into a full business owners policy. This will expand the coverage to include things like protection from lawsuits. You can often save money on the premiums by combining general liability insurance with a full business owner’s policy.

No matter how you decide to purchase your policy, it will help protect you from unexpected situations. For example, if someone is walking into your company and they slip on a wet floor, they may decide to file a lawsuit. The commercial liability insurance policy would be used to pay for the legal expenses and, should it be necessary, cover the costs of the settlement. Of course, each situation is unique and each policy will cover different types of things. Working with a professional insurance broker is the best way to ensure you have the coverage you need.

Contact GMI for Commercial General Liability

If you have any questions about a general liability insurance policy, or you would like help getting the best coverage for the lowest prices, please don’t hesitate to contact us. Our team of insurance professionals will work with you to determine exactly what type of coverage you need. We can help businesses located in CT, NJ and New York so if you are in this area, please give us a call at either 212-671-2562 or 718-676-9743 today.