GMI Brokerage Corp.
Phone: 212-671-2562

Contractor Insurance Coverage

General Contractor Liability Insurance in NY

If you work as a general contractor in New York, NJ or CT you undoubtedly have a lot on your plate. One thing you definitely don’t want to overlook, however, is getting general contractor liability insurance. This type of insurance can provide you with the protection you need in the event that something goes wrong with one of your jobs. As you undoubtedly know, all contractors will at some point have a situation where the job does not go as planned. When this occurs, the customer may end up filing a lawsuit against you or your business to be compensated for the problem. Even if the issue was not caused by you, it is still important to have the insurance to either defend yourself in court or pay the expenses to make everything right.

What does GC General Liability Insurance Cover

Depending on the type of work you do, there are quite a few options to consider when it comes to GC general liability insurance. You can typically have any or all of these types of coverages on your policy to ensure you are protected no matter what type of work you are doing:

  • Plumbers – General contractors that do plumbing work can get coverage specific to their needs. This option will cover things like leaky pipes, flooding and much more.
  • HVAC – HVAC professionals will definitely need general contractor liability insurance to cover any potential problems that occur while servicing or installing any type of heating or cooling equipment.
  • Electricians – Electricians have a potentially dangerous job and the right insurance policy can provide the financial protection they need.
  • Masonry – Masons need coverage in the event that their work has a problem or even if the materials that they use cause issues.

These are just a few of the most popular types of general liability insurance out there. Many general contractors will need to have multiple different types of coverage combined into one policy to ensure they are protected on any job they perform. Working with one of the GC general liability insurance experts here at GMI can help you to figure out exactly what type of coverage you need and at what levels.

When you work with our experts we will work with all the top insurance companies that serve New York, CT and NJ and find the one that has the right levels of coverage at the lowest costs. In many cases we can save our customers hundreds or even thousands of dollars compared to the costs of the policies they may be able to find on their own.

Contact Us Today

If you’re interested in learning more about general contractor liability insurance or you would like a free, no obligation quote, please don’t hesitate to contact us. We can be reached by dialing either 212-671-2562 or 718-676-9743. When you call we’ll get all the needed information about your business and help match you up with the perfect GC general liability insurance policy available.